Risk Theory provides nationwide insurance programs which incorporate dynamic coverages, features, and flexible underwriting with dependable, and reasonably priced coverage. By underwriting each risk individually we are able to independently rate and tailor our coverage to fit each unique client’s needs. Risk Theory’s management team brings together a group of seasoned insurance professionals with a combined experience of over 100 years in the insurance world.
Risk Point provides Dealership Insurance that is dependable and flexible with physical damage coverage for cars, RV’s, heavy trucks, and motorcycles.
The Risk Point Garage Program for Auto Dealers provides a broad, multiple-line package policy tailored to the unique exposures of franchised auto dealers.
The Heavy Iron Underwriters, a Risk Theory partner program, provides multi-line coverage and risk management services
for crane & rigging risks.
Risk Theory Dealer Advisors is a dealer-centric, direct sales organization that offers a full suite of Finance & Insurance products, financial participation programs, and income generating consulting.
The Risk Theory Habitational Property Program provides exclusive nationwide
comprehensive insurance coverage for multi-family habitational risks.
Risk Transfer Partners Energy Insurance extends to contractors working with pipelines, oil refineries, chemical blending, oil drilling, solar manufacturing, and biofuels.
Risk Transfer Partners Environmental Liability Insurance for contractors handling asbestos, lead, mold abatement, bioremediation, chemical blenders, disposal facilities, and waste workers.
Risk Transfer Partners Construction Insurance provides broad form high liability coverage for general contractors, construction contractors, and skilled trade contractors.
Risk Transfer Partners Product Manufacturing Insurance is custom-tailored liability coverage for all types of product manufacturing, whether they are low or high hazard exposures.