Flood Zone Certificates from CoreLogic

Access RiskMeter Online to make quick and accurate property risk determinations.

Questions? Contact CoreLogic at 512-977-3092.  Be sure to mention you are a Risk Theory partner.

Frequently Asked Questions

Auto Dealer Insurance

No, the DOL program does not require monthly reports of value.
The Dealer and Agent determine the dealer’s average monthly inventory amount. Inventory includes vehicles held for sale or on consignment; demonstrators, shop vehicles (parts trucks, courtesy vans, etc.) and any other dealership owned motor vehicles which are not insured under a floor plan insurance policy. The average monthly inventory limit will become the limit of insurance for comprehensive and collision coverage. There are separate limits for comprehensive loss due to flood or earthquake.
The policy features a unique “Margin Clause.” The terms provide a maximum of 125% of the limit of insurance, provided that the monthly limit on the policy is a true reflection of the dealer’s actual values and can be substantiated by the dealer’s books.
Sometimes collision losses impact more than one dealership vehicle at a time. For example, a motorist loses control of his vehicle in front of a dealership and collides with four or five dealership vehicles. Having an aggregate deductible will limit the amount a dealer must pay in out of pocket deductible expense for the loss.
The Risk Point DOL Program provides collision coverage with no mileage restrictions. A vehicle is covered as long as it is in the coverage territory which is the United States, its territories and possessions.
The standard maximum limit for a single vehicle on the policy is $250,000. We can provide a higher limit when satisfactory underwriting information is received (an additional charge is applicable in most cases).
Full payment or a down payment equal to 15% of the total premium is required. The balance is payable in 10 monthly installments.
The Dealer Open Lot Program features a labor rate of 90% of standard labor costs, and 75% of standard parts costs. Lower rates (75/75) are available and may result in a premium credit.
No. Paintless dent repair (PDR) is used when it is practical. Traditional means are used when required. As a result, it is impossible to tell, before a vehicle is damaged, whether PDR can be used.
Claims Services are provided on a line by line basis. Please visit the Report A Claim for more information.
Yes. The company reserves the right to audit all policies.
Yes. The Garage Program is written with an admitted carrier rated A IX (Excellent) or better.